Mundell Financial Group

🧾 Key Services & Client Offerings

1. Life & Final Expense Insurance

1. Offers term, whole, and universal life insurance, as well as final expense policies designed to cover funeral costs, debts, and care for dependents.
2. Death benefits are typically income‑tax‑free, may be estate‑tax‑free if properly structured, and cash values grow tax‑deferred. Lapse coverage for loans and cash value growth also exists.
3. As an independent agency, they shop multiple carriers to tailor choices and may even review and optimize your existing policies. SmartAdvisor Match+5Mundell Group+5MapQuest+5.

2. Health & Medicare Insurance

1. Provide major medical health plans, short‑term coverage, HSA-compatible policies, dental, vision, and Medicare Supplement and prescription drug plans.
2. They also support clients in Medicare planning, helping select suitable coverage based on individual health and income needs. mundellfinancial.com.

3. Retirement & Asset Allocation / Investment Management

1. Offer retirement planning (IRAs, Roth IRAs, 401(k) rollovers, mutual funds, annuities).
2. Employ an asset-maximization strategy: a fiduciary-driven, diversified asset allocation approach tailored to your risk profile, time horizon, and income needs for retirement. ficmn+1Mundell Group.

4. New Generation Retirement® Planning Process

1. A five-step fiduciary retirement planning framework:

• Advisor selection.
• Fact & Feeling discovery (includes a "Color of Money" risk assessment).
• Strategy development and presentation.
• Solutions & execution (setup of accounts, products; e-signature support).
• Ongoing relationship and monitoring.

1. Delivered via their Generational Vault online portal to provide transparency and continuity. mundellfinancial.com+6Mundell Group+6Mundell Group+6.

5. Holistic Financial Coordination

1. Their planners conduct comprehensive needs analyses: reviewing Social Security, pensions, banking, insurance, taxes, estate documents, and future expenses.
2. They integrate all facets into a unified plan, often delivered in binders and digital vaults, focusing on long‑term multi‑generational wealth building. Mundell GroupMundell Group.

💡 How They Assist Clients

1. Estate & Legacy Protection: Life insurance designed to ensure loved ones are cared for without financial stress, trophies of death taxes, and final bills all handled. Mundell Group
2. Retirement Confidence: Income planning strategies aimed at reliable cash flow in retirement with risk mitigation through diversified portfolio design. Mundell GroupMundell Group
3. Tax & Risk Efficiency: Asset via allocation planning, tax-awareness in investment selection, and maximizing Social Security and Medicare benefits for cost savings. Mundell Group+1
4. Transparent, Fiduciary Service: The advisor is legally bound to act in your best interest, providing accessible documentation, regular reviews, and full transparency via their portal. Mundell GroupMundell Group
5. Personalized Process: Whether you’re new to investing, planning a business exit, or looking to leave a legacy, Mundell uses a tailored roadmap that suits your lifestyle and life stage. fmgwebsites.com

✅ Situations Where They Add Value

1. Planning for Retirement Income: Ideal for those looking to align assets (bank accounts, pensions, tax-deferred savings) into a cohesive retirement income stream.
2. Insurance & Final Expense Planning: Families needing affordable solutions to cover end-of-life expenses or establish estate liquidity.
3. Health and Medicare Guidance: Especially helpful if you’re approaching Medicare eligibility or exploring health plan transitions.
4. Holistic Financial Review: Beneficial for people wanting a broad, well-integrated plan rather than one-off products.
5. Fiduciary Partnership: Those wanting clear fee structures and independent advice through an online portal and ongoing access.

📋 Quick Reference Table